Mariska Reinerink CMC, CFP
Helping People Live Financially Healthy Lives!
Mariska Reinerink is a Certified Financial Planner and a Certified Money Coach. She began working in financial services in 2000, after realizing the impact of financial stress on bodies. You see, prior to that she was a Physiotherapist, complementing her practice with Holistic therapies to always be able to look for the cause of the physical issues; not just treat the symptoms. During this time, she started to see how money stress showed up in the bodies of her clients, became intrigued by that connection and wanted to find out more.
Meet The Coach
After switching career paths, she worked in several different financial settings, getting to know the financial world from all angles and getting a deeper understanding with experience. Again driven by finding the deeper causes, she’s been looking for ways to go beyond the numbers.
She got certified as a Certified Financial Planner, which gave her the official recognition, tools and knowledge to confidently put together financial plans for people, integrating investments and insurance, and their impact of taxation on income, business and estates.
Working with many clients and advisors all these years, she knew she couldn’t stop there though. She was driven to find out more about psychology of money and enrolled in the Money Coaching program at the Money Coaching Institute in California. Since graduating here, she could now integrate the Money Coaching process into her practice as well and get to the deeper cause of money stress.
Her background in health care gives her a solid basis to explore the psychology, biology and neuro-economic aspect of money with her clients. She can now assist her clients in exploring their subconscious money patterns, often going back to childhood and taking the stress out of day-to-day money management as well as planning for the future.
To help with the day-to-day finances, she studied to become a Behavioural Cash Flow Specialist (yes, that’s a bit of a mouth full). Cash flow planning combines our spending patterns with behavioural finance. This again is rooted in psychology but applies it more directly to our spending.
As you can see, she is always learning and evolving and driven to educate and help as many people as she can..
Mariska is also very passionate about teaching what she knows and learns and loves breaking down seemingly complex concepts into much simpler explanations. She holds workshops regularly in Vancouver.
“We all know we need solid financial advice, but knowing who to go to and how to proceed often stops us in our tracks – the fear of having to come clean of all our money mistakes is enough to send us running in the opposite direction, and not towards a solution! Mariska is 100% that solution. She is not just a brilliant financial adviser but also a marriage money counselor. My husband and I needed help. We both wanted the same things – more money in our pocket, a plan for retirement, a nest egg for unanticipated expenses etc…but we were never on the same page till Mariska. Mariska gave us ‘breathing room’ and a simple no-nonsense cash flow worksheet to work through. We have adjusted how we view our money and how to work with it in a calmer more balanced way. I know we will have hiccups along the way, but Mariska is just an email or phone call away. If you have been struggling and don’t know where to start – call Mariska, you will not be disappointed.”
The Initial Four-Step Core Process
Individual money coaching is designed as a positive and productive way to explore, discover and transform your unconscious patterns and behaviors around money that keep you from being successful. Through the 4-step Core Process we explore together your Money Biography, identify from whom you’ve inherited patterns (both positive and negative) and how to manage their influences. We then determine which of your gifts, talents and abilities are most valuable to you and how to leverage them to achieve your highest potential. The Money Coaching Process is highly experiential and during these sessions you will learn how you are “hardwired” around money in ways that are generally not fully conscious. By the end of the fourth session, you will have a clear understanding of your core money patterns and their origin and can begin to work on your “Money Coaching Action Plan.”
Money Coaching Action Plan
Change of any kind can only take place under certain conditions. In Money Coaching, these conditions are threefold:
1. An understanding and new level of awareness of what the problem or issue is
2. The willingness to change, which literally involves doing something different than what we’ve been doing previously
3. Implementing new strategies and actions for change
On-going Coaching: Support and Accountability
As your money coach, I will work with you on an on-going basis to support you and help you to stay on track and accountable to creating the changes you desire.
One of the core beliefs in Money Coaching is that awareness needs to be followed through with action in order for meaningful change to occur. I am committed to working with you on an on-going basis and consider myself a partner in your success. On-going support and coaching programs are designed to your particular need. This can be accomplished in a series of weekly or bi-weekly sessions to help you implement the changes you desire.
The Heart of Money Couples Coaching
Money dynamics begin to develop in couples based upon their individual relationships with money. Both people in a relationship have beliefs and patterns that collectively create the issues and relationship that couples have with money. In some cases, money issues create fear, tension, and conflict, especially when a couple has not made clear agreements around money in the beginning of their relationship. This coaching process creates an understanding of the patterns that emerge between couples around money and teaches couples how to compassionately communicate in a healthy,constructive ways regarding money.
Money Coaching for Couples is conducted similarly to individual coaching, but requires a minimum of 6 sessions.
The initial process involves four sessions as a couple and one session with each person separately for a total of six sessions. Once a couple is done with the initial “core” process, they often need to continue their coaching to implement new strategies and behaviors over a period of time.
Money continues to be one of the main causes of discord and divorce so Money Coaching is a great investment in your marriage!
Learning about the Eight Money Archetypes is a dynamic and exciting way to become aware of your underlying patterns and behaviors around money.
These Archetypes are present in all of us. You will take a Money Type Quiz and we will take a look at the unique blend of types that are currently active in your life, which are beneficial and which ones need your attention to create the right blend of factors to help you move towards prosperity and a more purposeful life.
This powerful six week process is a low cost alternative to individual Money Coaching Sessions.
A Money Coaching Circle is a dynamic way to help uncover, examine and transform unconscious patterns and beliefs about money. We benefit from hearing other’s stories while the work we do as a group remains confidential and judgement-free. As part of the circle, you will be able to take a look at your relationship with money and move beyond limiting behaviors that keep you from realizing your goals and dreams, both financially and professionally.
This powerful six week process is a low cost alternative to individual Money Coaching Sessions. Circles typically consist of 4 – 6 people and are held weekly for 2 hours.
This 2-hour workshop helps you become aware of how and where your relationship with money began and ways in which you transform patterns and beliefs that keep you stuck financially and personally. You will learn about the Eight Money Archetypes and take the Money Type Quiz which will illuminate behaviors around money that are currently present in your life and what you can do to manage them.